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What is Technical Debt? - Explanation & Meaning

Learn what technical debt is, how it impacts development velocity, and which strategies help manage and reduce tech debt in software projects.

Definition

Technical debt is the metaphor for the implicit costs that arise when development teams choose a quick, suboptimal solution instead of a better design that requires more time. Like financial debt, technical debt accumulates "interest" in the form of reduced development velocity.

Technical explanation

Technical debt arises in various ways: deliberate decisions to deliver quickly (strategic debt), unintentional mistakes due to lack of knowledge (inadvertent debt), outdated technologies and libraries (aging debt), and missing documentation or tests (process debt). The impact manifests as longer development times, more bugs, harder onboarding, and higher change costs. Martin Fowler's Technical Debt Quadrant distinguishes prudent vs. reckless and deliberate vs. inadvertent debt. Metrics for measuring technical debt include code coverage, cyclomatic complexity, code duplication, and dependency freshness. Tools like SonarQube, CodeClimate, and Codacy automate this analysis. Strategies for managing debt include: reserving a fixed percentage of each sprint for debt reduction, applying the "Boy Scout Rule" (always leave code cleaner than you found it), maintaining tech debt backlogs, and planning major refactoring efforts when debt becomes critical.

How MG Software applies this

MG Software actively manages technical debt in every project. We structurally reserve time for addressing technical debt, maintain a tech debt backlog, and apply the Boy Scout Rule. In our code reviews, we assess whether changes add or reduce debt. We communicate transparently with clients about the impact of technical debt and advise on the right time to invest in code quality.

Practical examples

  • A startup deliberately accepting technical debt to quickly launch an MVP, then scheduling a planned refactoring sprint after achieving product-market fit to strengthen the foundation.
  • A team noticing every new feature takes twice as long as expected due to a tangled codebase, leading to a decision to spend 20% of each sprint on debt reduction.
  • An organization deploying SonarQube to quantify technical debt and discovering that 40% of the codebase contains duplicated logic that can be consolidated.

Related terms

clean coderefactoringcode reviewcontinuous deploymentunit testing

Further reading

What is Clean Code?What is Refactoring?What is Code Review?

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Software Development in Amsterdam

Looking for a software developer in Amsterdam? MG Software builds custom web applications, SaaS platforms, and API integrations for Amsterdam-based businesses.

Frequently asked questions

No. Deliberate, strategic technical debt can be valuable, for example to quickly launch an MVP or meet a deadline. The problem arises when debt accumulates uncontrolled or is made unintentionally. The key is making conscious choices and having a plan to pay off the debt.
Use the financial metaphor: technical debt is like a loan that costs interest in the form of slower development and more bugs. Quantify the impact: "this feature now takes three weeks instead of one week due to existing debt." Visualize trends in development velocity and bug frequency to support the urgency.
Address technical debt when it noticeably slows development velocity, when the risk of production failures becomes unacceptably high, when onboarding new team members, or when a large part of the system needs to be modified. Do not wait until it becomes a crisis: structurally small investments are more effective than emergency fixes.

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Related articles

What is Clean Code? - Explanation & Meaning

Learn what clean code is, how Robert C. Martin's principles work, and why readable, maintainable code and SOLID principles are essential.

What is Code Review? - Explanation & Meaning

Learn what code review is, how peer review works, and why a strong code review culture is essential for code quality and team development.

What is Refactoring? - Explanation & Meaning

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Software Development in Amsterdam

Looking for a software developer in Amsterdam? MG Software builds custom web applications, SaaS platforms, and API integrations for Amsterdam-based businesses.

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